Reasons To Use a Mortgage Broker

Reasons To Use a Mortgage Broker

There are many reasons to use a mortgage broker to find the right mortgage product. Shopping for a mortgage can be a stressful and confusing process. From researching lenders, loan types, and interest rates to comparing fees and features, the process can be overwhelming. That’s why it makes sense to use a mortgage broker. A […]

GDS/TDS Ratios Explained

GDS/TDS Ratios Explained

GDS/TDS Ratios Explained When qualifying for a mortgage, lenders look at your debt service ratios. This tells lenders exactly how much you can afford to borrow for a new home purchase. It is a good idea to understand how lenders calculate the maximum amount you can qualify for. The two calculations lenders do is gross […]

Need Cash Now?

Need Cash Now?

Need cash now? Elevated home prices mean homeowners have increased the equity in their homes. If you need to tap into your home equity and get access to cash now, an equity line of credit or HELOC is one of the best options on the market right now. A HELOC is a type of home […]