Identity Theft

Identity theft has been on the rise so I thought I would share some information to protect yourself from identity theft. How to Spot Identity Theft 1. Review your credit report regularly to spot suspicious account openings. 2. Check banking transactions regularly. Report anything strange immediately. 3. Recognize, and look…

Standard VS Collateral

Standard VS Collateral Mortgage Lenders vary the way they register your mortgage against your title. I would highly suggest you read the fine print and make sure you understand what it all means. If there is something you don’t understand, then make sure you ask. There are two ways lenders…

Mortgage Surprises

5 Mortgage Switch Surprises to keep an eye out for. Switching your mortgage can save you thousands however choosing the right one can be a challenge. With the Government of Canada 5-year “bond rates” being all over the map, interest rates are changing daily. Lenders often have rate specials to…

BOC Update

As you know, your variable rate mortgage, line of credit and/or student loans are all based on the Prime Rate and here is your personal update from me on the recent Bank of Canada announcement on changes to their Overnight Rate which in most cases impacts your Prime Rate. At…

BOC Announcement

As you know, your variable rate mortgage, line of credit and/or student loans are all based on the Prime Rate and here is your personal update from me on the recent Bank of Canada announcement on changes to their Overnight Rate which in most cases impacts your Prime Rate. At…

Investment Real Estate

Investment Real Estate, Is it Right for you? There are an abundance of properties for sale in the Edmonton market and many homeowners are aware of their current equity position. They are wondering if renting out their property makes sense for them. There are a number of factors to consider…

Fixed Vs Variable?

Fixed Vs Variable Mortgage Decision …. Look at the math! Every day I hear the question, which mortgage product should you choose, fixed or variable? What I am about to share with you will be wisdom that will work in any market conditions, and perhaps most importantly – it will…

Tackling Debt!

Tackling That Debt Resolution! With 2018 coming to an end, knocking down debt levels leads the list of New Years resolutions for maxed-out Canadians. But where do you start? Make BILL PAYMENTS on EVERY PAY DAY: Most bills have a monthly due date but if you get paid every two…

BOC Maintains Rate

With the wintery weather and the beautiful colors and lights of the holiday season. I have some great news to add to your festive spirit! As you know, your variable rate mortgage, line of credit and/or student loans are all based on the Prime Rate and here is your personal…